Can you afford to lose your vacation investment if you unexpectedly have to miss your trip? Can you afford the possible additional cost: 1) of returning home if you are forced to end your trip abruptly, or 2) of being unexepctedly hospitalized while on your trip? 

What if you suddenly get sick and can't go on your scheduled trip and there are substantial cancellation penalties?

What if something at work or in your personal life happens and you have to change your travel plans?

Enlightened travelers recognize the need to cover the investment they make in their travel plans by purchasing a travel insurance plan. A travel insurance plan can cover your cancellation penalties should you have to change or cancel your travel plans.

Not convinced? There are more reasons to consider travel insurance.

You can purchase one of two travel insurance plans available through AIG Travel Guard, the industry's leading provider of travel insurance plans, which include:
-- comprehensive worldwide primary coverage,
-- coverage for children 16 and younger
    at no additional cost,
-- competitive cost,
-- 24/7 travel assistance & concierge services, and
-- optional "cancel for any reason" or "cancel for   
    work reasons" coverage.

Purchasing is quick and convenient and with either of these plans in your pocket, you have essential coverage and 24/7 assistance that travels everywhere you do, along with excellent medical evacuation coverage should the need arise.

AIG Travel Guard Advantage
A popular plan suitable for most vacation trips, with primary coverage. Includes coverage for children 16 and under at no additional cost when accompanying adults who purchase the plan. Purchase within 21 days of initial trip deposit and receive financial default coverage, waiver of pre-existing medical conditions and the option to purchase Cancel for Any Reason and Cancel for Work Reasons coverage. The Plan also includes the option to purchase the Umbrella Package which doubles the coverage limits for medical expense and emergency medical transportation.

Advantage Elite
Offers the same coverage as the Travel Guard Advantage plan above, but with increased coverage limits. The ideal plan for international or extended trips or for those who simply want the higher coverage limits.

Here's how these travel insurance plans support your needs:

Trip Cancellation or Interruption Coverage: Reimbursement of non-refundable trip payments if a trip is cancelled, or reasonable additional travel expenses if a trip is interrupted for a covered reason.
Emergency Medical & Dental Benefits: Primary coverage for physician and hospital costs, and/or dental services, incurred if you are unexpectedly injured or suffer an illness while on your trip.
Travel Delay: Provides reimbursement for reasonable additional accommodations and traveling expenses when your trip is delayed due to an airline cancellation or delay caused by bad weather.
Missed Connection: Provides reimbursement if inclement weather or common carrier causes cancellation or delay of regularly scheduled flights.
Emergency Medical Transportation: Primary coverage for the payment for transportation to the nearest appropriate medical facility, as well as return home of dependent children, family member visits and return of remains.
Baggage Coverage & Delay: Coverage for loss, damage or theft of baggage and personal effects, and for the purchase of necessary items if checked bags are delayed or misdirected for 24 hours or longer.
Optional Coverage Available for both plans includes: Umbrella Package that doubles the coverage limits for covered medical expenses and emergency medical transportation, Car Rental Collission Coverage if renting a vehicle as a part of your trip, Cancel for Work Reason Trip Cancellation Coverage, and Cancel for Any Reason Coverage.

Because we've seen far too many situations where customers should have had travel insurance coverage and didn't we recommend all our customer have some form of coverage when they travel. Of course, the choice is yours. For answers to frequent questions, please review our Travel Insurance FAQs.

Our travel experts can advise you on your options and recommend the plan that's right for you, or you can click on the links and purchase coverage directly online. If you have questions that are not answered here, please call our TravelStore-dedicated insurance desk at 1.877.525.2387.

This is a brief description of the nsurance benefits provided. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania Insurance Company (NAIC #19445) and a subsidiary of American International Group, Inc., with their principal place of business at 70 Pine Street, New York, NY 10270, currently authorized to transact business in all states and the District of Columbia. The Policy will contain reductions, limitations, exclusions and termination provisions. All coverages may not be available in all states. Assistance Services are provided by AIG Travel Assist.